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Qualifications of the Appraiser:

 

MILES B. ANDREWS, MAI

 

Education & Professional Affiliations:

1976 graduate of Colgate University with a BA in philosophy and religion. All coursework required for MAI designation and State Licensing plus numerous seminars and continuing education courses.

Real estate licenses:

  • 1990 to present CT Certified Appraiser License #26, Expiration Date April 30, 2006

  • Prior Certified Revaluation Supervisor (all real property types) SOC#558

  • Prior Sales licenses in Colorado, Massachusetts and Connecticut

  • Qualified as an expert witness in the Hartford, New London and New Haven Superior Courts.

  • Board of Directors, Connecticut Chapter of the Appraisal Institute

Types Of Consulting, Appraisal and Development Services Performed:

Consulting: Absorption Analysis; Appraisal Review; As Is - As Complete Analyses; Conservation Gift Valuations; Contamination Damage Analysis; Cost / Benefit Analysis; Cost-Benefit and Purchase Decisions; Current Market Valuation Analysis; Database Analysis; Development and Investment Models; Development Strategies; Document Automation; Documentation Automation Analysis; Easement Valuations; Feasibility Studies; Functional Utility Studies; Highest & Best Use Analysis; Investment Value Analysis; Litigation Support; Market Rent Studies; Market Studies; Marketing and Penetration Studies; Neighborhood Impact Studies; Programming Of Databases; Property Tax Analysis; Prospective Valuation Analysis; Retrospective Valuation Analysis; Risk Analysis; Sensitivity Analysis; Stigma Studies and Stigma Studies with an Emphasis on Unit Sale Properties and Database Analysis; Studies of Environmental Impact on Valuation; Tax Appeal Appraisals; Trend Studies; USPAP Compliance Review / Appropriateness of Techniques Used.

Property Types Appraised: Affordable Housing; Agricultural / Farm / Nursery; Apartment / Multi-Family Housing; Automobile Dealership; Bank; Banquet Facility; Bed & Breakfast / Hotel / Motel / Country Inn; Boat Yard / Dockominium / Marina; Car Wash; Church / Worship Facility; Class A Office; Cold Storage / Mini Storage / Warehouse; Commercial / Commercial Land; Condominium / Condo Conversions; Convenience Store; Corporate Headquarters; Country Estate; Day Care Center; Development Rights; Elderly / Age Restricted Housing; Eminent Domain and/or Partial Interest Involving Partial Taking; Factory; Fast Food Restaurant; Flood Plain and Pond Bottom; Fraternal Hall / Club; Gasoline Station; Historic Property; Horse Barn / Stable; Indoor Tennis Facility; Industrial / Industrial Land / Industrial Condo / Industrial Mill; Land Lease; Large Acreage Parcel; Leasehold Estate; Medical / Medical Condo; Municipal; Office Building / Office Condo; R&D; Recreational Uses; Reservoir / Dam / Reservoir Bottom; Residential Property of Various Types; Restaurant; Retail; Right of Way and Easement; Riparian Land / Rights; Rooming House; School / Education Facility; Service Station / Auto Repair; Special Purpose Building; Special Use Property; Sports / Health Club; Subdivision; Tavern; Timberland; Truck Terminal; Valet Parking Lot; Veterinarian Clinic; Waterfront Property; Wetlands.

Property Types Developed: The substantial rehabilitation of commercial office buildings of 5,000 SF, 10,000 SF, 17,000 SF and 30,000 SF in Connecticut and Colorado. The moderate or substantial rehabilitation of 8 buildings for affordable housing in Hartford, CT. Development of 4 properties for three private Connecticut mental health agencies. A substantial rehabilitation of 2 historic buildings for the condominium market in Hartford, CT. These projects included the certified historic rehabilitation of six buildings.

Work Experience:

Andrews & Galvin Appraisal Services, LLC –
             Appraiser, Consultant & Member March 2003 to present

H.G.A., LLC - Appraiser, Consultant & Principal 7 years

Andrews & Company - Appraiser, Consultant & Principal 4 years

Brewster Development Corp. – President 10 years

Norman Benedict Associates- Staff Appraiser 6 years

Bren Realty- Staff, Sales & Rentals 1 year

Qualifications of the Appraiser:

JOHN J. GALVIN, MAI

 

Education & Professional Affiliations:

1989 graduate of University of Connecticut with a BS in Finance. All coursework required for MAI designation and State Licensing plus numerous seminars and continuing education courses. Two year certificate in Plant Science & Nursery Management awarded May 1982 from the University of Connecticut School of Ratcliff-Hicks. Honorable Discharge from U.S. Navy 1986.

Real estate licenses:

  • CT Certified General Appraiser License #RGC758 - Expiration date April 30, 2006

Types of Consulting, Appraisal and Development Services Performed:

Consulting: Absorption Analysis; Appraisal Review; "As Is" – "As Complete" Analyses; Conservation Gift Valuations; Contamination Damage Analysis; Cost / Benefit Analysis; Cost-Benefit and Purchase Decisions; Credit Analysis; Current Market Valuation Analysis; Development and Investment Models ; Development Strategies; Easement Valuations; Feasibility Studies; Functional Utility Studies; Highest & Best Use Analysis; Investment Value Analysis; Litigation Support; Market Rent Studies; Market Studies; Marketing and Penetration Studies; Neighborhood Impact Studies; Property Tax Analysis; Prospective Valuation Analysis; Retrospective Valuation Analysis; Risk Analysis; Sensitivity Analysis; Stigma Studies; Studies of Environmental Impact on Valuation; Tax Appeal Appraisals; Trend Studies; USPAP Compliance Review / Appropriateness of Techniques Used.

Property Types Appraised: Affordable Housing; Agricultural / Farm / Nursery; Amusement Facility; Apartment / Multi-Family Housing; Auto Salvage Yard; Automobile Dealership; Bank; Banquet Facility; Bus Station; Car Wash; Church / Worship Facility; Class A Office; Cold Storage / Mini Storage / Warehouse; Commercial / Commercial Land; Community Shopping Center; Condominium / Condo Conversions; Convenience Store; Corporate Headquarters; Country Estate; Courthouse; Day Care Center; Development Rights; Elderly / Age Restricted Housing; Eminent Domain and/or Partial Interest Involving Partial Taking; Factory; Fair Grounds; Fast Food Restaurant; Flood Plain; Fraternal Hall / Club; Garden Center; Gasoline Station; Golf Course / Driving Range; Greenhouse; Historic Property; Horse Barn / Stable; Hotel / Motel; Indoor Tennis Facility; Industrial / Industrial Land / Industrial Condo / Industrial Mill; Land Lease; Landfill; Large Acreage Parcel; Leasehold Estate; Medical / Medical Condo; Office Building / Office Condo; R&D; Recreational Uses; Residential Property of Various Types; Restaurant; Retail; Right of Way and Easement; Rooming House; Sand and Gravel Pit / Quarry; Saw Mill; School / Education Facility; Service Station / Auto Repair; Special Purpose Building; Special Use Property; Sports / Health Club; Subdivision; Tavern; Theater; Train Station; Truck Stop; Truck Terminal; Valet Parking Lot; Veterinarian Clinic; Waterfront Property; Wetlands.

Collected and confirmed market data, performed detailed property inspections, analyzed appraisal problems and independently wrote detailed narrative appraisals with R.F. Hagearty & associates. Reviewed external real estate appraisals for all property types used in the loan underwriting and asset management processes while at Shawmut. Evaluated commercial and real estate lending relationships in excess of $250,000 to determine asset quality while at Connecticut National Bank.

Work Experience:

Andrews & Galvin Appraisal Services, LLC -
            Appraiser & Member March 2003 to date

H.G.A., LLC - Appraiser, Consultant & Principal 2 years

Galvin Appraisal Services, LLC - Independent Fee Appraiser & Owner 5 years

R.F. Hagearty & Associates, Inc. - Senior Staff Appraiser 3 years

Shawmut N.A. & Connecticut National Bank – Staff Review Appraiser 1 year

Connecticut National Bank –Senior Credit Review Analyst 2 years

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